Should you venture stateside once the border reopens.
Does travel insurance cover car hire damage. Car hire excess insurance can offer cover to areas such as damage to tyres chipped or shattered auto glass and undercarriage damage. When you hire a car it usually comes with its own form of insurance called a loss damage waiver or the collision damage waiver. Car hire excess insurance will also cover you for some of the extras charged by the rental company such as damage to tyres underbody damage and damage to any auto-glass.
Car insurance is valid for travel in Canada and the US. This add-on can be expensive and may not cover all costs particularly relating to tyres windows and underbody. Your policy might not be enough to take care of costs that arise if you injure someone in the states.
If for example the excess was 800 about 900 you. While car hire agreements typically offer some level of insurance for your rental excess cover could give you better peace of mind. Damage cover is usually known as Collision Damage Waiver CDW.
Looking for more than just Rental Car Insurance. Rentalcarprotection offer both single trip and annual policies that cover damage and theft charges up to 10000 as standard. Protect your rental vehicle against damage or loss whether youre travelling in the next province or abroad.
InsureMore who have been offering low cost but comprehensive travel insurance for over 25 years can now include excess insurance of up to 2000 for a rented car and include cover for damage to the windows tyres roof and undercarriage albeit with lower limits applying. Travel insurance policies offer cover for car rental excess charges which can be upwards of 4000. The good news is your car insurance policy covers you in other provinces and the US.
In case youre wondering Royal Sun Alliance Insurance Company of Canada are the underwriters. When hiring a car comprehensive travel insurance policies can cover you for. Collision Damage Waiver is offered by most Car Rental companies enabling you to remove or reduce the amount charged for damage to the car.