If on the other hand youre opting for a more expensive or atypical ride say a speedy sports car or pricey luxury convertible then your personal policy may not be sufficient.

Does a personal auto policy cover rental cars. That coverage may extend to your rental car as long as you drive it for personal use. The comprehensive portion of the policy takes care of the rental cars. This is especially true now that rental car companies are competing with ride-sharing.

Coverage includes collision coverage liability insurance up to minimum mandatory per state uninsured motorist coverage medical coverage and rental car reimbursement if your own car is out of service. In general a personal auto insurance policy does extend to rental cars with the same limits of liability. But be sure to check your policy or call your agent to confirm youre covered before driving off in a rental.

Your liability coverage also applies when you get behind the wheel of a rented vehicle. Ad No matter where you need to go Europcar has the right car rental for you. Here are some important insurance-related considerations to keep in mind when renting a vehicle.

Ad Come Direct To Direct Line For A Car Insurance Quote You Cant Get Anywhere Else. 1 However if you already have an insurance policy on your own car you may be covered in your rental vehicle. With AAA auto insurance you are typically covered for rental cars up to your same coverage limits in the United States.

For example State Farm includes off-premises loss in their renters insurance policy worldwide for 16 types of peril fire theft explosions etc. Finding out if your personal auto insurance covers a rental car. Get out and explore with Europcar save even more when you book online.

Some rental car rates are surprisingly cheap. If youre renting a car thats around the same in size price and general safety features theres a good chance your existing policy will provide adequate coverage on the rental. Personal effects coverage reimburses you for personal items that may be stolen from your rental vehicle but renters or homeowners insurance policies typically already include this coverage.