Finding out if your personal auto insurance covers a rental car.
Does a personal auto policy cover rental cars. Your personal auto insurance including all limits and deductibles extends to almost any rental car you drive. If you carry comprehensive and liability coverage on your personal car coverage typically will extend to your rental car within the United States. Your Progressive car insurance covers rental cars to the same limit.
In general a personal auto insurance policy does extend to rental cars with the same limits of liability. Coverage includes collision coverage liability insurance up to minimum mandatory per state uninsured motorist coverage medical coverage and rental car reimbursement if your own car is out of service. Ad Come Direct To Direct Line For A Car Insurance Quote You Cant Get Anywhere Else.
The comprehensive portion of the policy takes care of the rental cars. With most personal auto policies your coverage extends to vehicles that you rent on a temporary basis and drive yourself. The coverage limits and deductibles on your personal policy also apply to your use of a rental car.
Of similar value to your personal car in all likelihood your auto insurance coverage will be adequate for the rental. The truth is your own auto policy may already cover your rental. That includes liability for property and auto damage and collision coverage for rental car damage.
Ad No matter where you need to go Europcar has the right car rental for you. That means if you carry comprehensive and collision coverage on your daily ride youll be protected against physical damage to your rental car. Your liability coverage also applies when you get behind the wheel of a rented vehicle.
If you have a personal car insurance policy it includes liability coverage and any additional coverage youve opted for such as comprehensive or collision. This is especially true now that rental car companies are competing with ride-sharing. Personal effects coverage reimburses you for personal items that may be stolen from your rental vehicle but renters or homeowners insurance policies typically already include this coverage.