Get a fixed-rate loan with a term up to 15 years 1 180 months with Mountain America Credit Union.

Used yacht loans. Seacoast Boat Yacht Loan Features. Longer terms mean lower payments but also more total interest paid. The loan term and details for financing a new or used boat are quite similar.

As independent brokers our consultants. Your credit score debt-to-income ratio and net worth as well as how stable you are in your job and home ownership will play a role in whether or not you are approved for a used boat loan. In addition to new boats unlike most lenders we offer financing for used boats up to 30 years old and lower-balance loans.

Use our Boat Loan Calculator to determine a monthly payment thats right for you then fill out the Online Loan Application for our lending partner to underwrite. 10 on boat loans up to 99999 depending on the value and age of the boat possibly even less up to 5000000 15 on boat loans over 100000 20 on boat loans over 500000. GREAT RATES and SERVICE from the largest marine lender in the nation.

Rates and terms vary based on the lender type of loan type of boat and borrower qualifications. Most boat loans are for 15 or 20 years and often there is no penalty for pre-payment. Finance all aspects of boat ownership.

You can find a boat loan directly through a dealership or private lender. Boat Loans - Apply Online. Boat loans work by offering you funding for a new watercraft that uses your vessel as collateral.

Competitive Boat Loan Rates. The primary terms you need to understand are interest rates principal and term. ¹APR Annual Percentage Rate.