Third-party insurance covers you for.

What does 3rd party insurance cover theory test. Your third-party liability covers the following. If youre involved in an accident thats not your fault the other persons insurer will pay any compensation youre owed directly to you. The Official DVSA Guide to Driving.

If you have a crash and your vehicle is damaged you might have to carry out the repairs at your own expense. It is referred to as a third-party cover since the beneficiary of the policy is someone other than the two parties involved in the contract the car owner and the insurance company. Repair costs for vehicles damaged in an accident caused by you.

Medical costs for anyone youve injured. In the US Trupanion does offer an add-on pet owner assistance package which covers liability coverage for third-party property damage. Injury to others.

However it doesnt cover any damage caused to your own vehicle or property. Repair costs to any property youve damaged. The most basic legal form of car insurance is third party.

If you have a crash and your vehicle is damaged you might have to carry out the repairs at your own expense. Section 2 Highway Code. What does this cover.

Damage to your motorcycle. In simple words third party insurance will cover the liability occurred to the third party by the insurance holder during an accident. Third party insurance doesnt cover damage to your own vehicle or injury to yourself.