Permanent or temporary dispossession by order of Government.

What is not covered in fire insurance. Explosion of boilers other than domestic boilers Total or partial cessation of work. Specific Items such asbullion unset precious stones curios work of arts manuscripts plans drawings securities obligations or documents stamps coins or paper money cheques books of accounts computer system records explosives unless specifically mentioned. 2 Lightning The policy covers all the damage caused by fire produced because of lightning.

However it does not cover for destruction or damages caused to the property insured by own fermentation natural heating spontaneous combustion. Ad Save On Your Home Insurance Get Your Quote at MoneySuperMarket. These include fires brought about by electricity such as faulty wiring and gas explosions as well as.

What is not covered under fire insurance. Ad Start saving by comparing health insurance policies from UKs award-winning insurers. Our quotes come with free impartial specialist advice you can trust.

Burning of property by order of any Public Authority. Ad Save On Your Home Insurance Get Your Quote at MoneySuperMarket. Also damages caused to the property due to heating and drying process cannot be treated as damage due to the fire.

Cover Accidental Damage Personal Possessions And More. Loss damage or destruction caused by war invasion warlike operations mutiny civil war civil commotion military rising revolution and rebellion. What Does Fire Insurance Not Cover.

Though various perils are covered under fire policy it excludes a certain type of perils expenses and properties from the coverage. Where the explosion is brought about by Gas or boiler not used for an industrial purpose ie explosion of Gas or boilers used for domestic purpose only is covered. Your homeowners insurance policy will pay for damage to your home up to the policy limits for fire damage.