Also damages caused to the property due to heating and drying process cannot be treated as damage due to the fire.

What is not covered in fire insurance. Our quotes come with free impartial specialist advice you can trust. Below mentioned assets are not covered by the fire insurance policy. The fire insurance policies do not cover perils mentioned below.

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Though various perils are covered under fire policy it excludes a certain type of perils expenses and properties from the coverage. Cover Accidental Damage Personal Possessions And More. Ad Start saving by comparing health insurance policies from UKs award-winning insurers.

Your fire policy covers all types of fire damage except heating caused by natural factors fermentation or spontaneous combustion. If you own property in California you know that wildfires. Where the explosion is brought about by Gas or boiler not used for an industrial purpose ie explosion of Gas or boilers used for domestic purpose only is covered.

Specific Items such asbullion unset precious stones curios work of arts manuscripts plans drawings securities obligations or documents stamps coins or paper money cheques books of accounts computer system records explosives unless specifically mentioned. 2 Lightning The policy covers all the damage caused by fire produced because of lightning. These include fires brought about by electricity such as faulty wiring and gas explosions as well as.

The policy covers fire damaged caused due to explosion or implosion. Pressure Boiler Plan Insurance Policy will basically cover these risks. However it does not cover for destruction or damages caused to the property insured by own fermentation natural heating spontaneous combustion.