Your Car Insurance Typically Doesnt Cover your U-Haul Truck Rental.

Does my car insurance cover uhaul van. However your personal insurance policy providing coverage on an owned automobile or other personal policy may provide additional coverage and to the extent ALI may provide a duplication of coverage. In most cases it does not. Dont forget to look into insurance coverage for the rental truck.

You should check with your carrier first for complete coverage and review your deductibles. Transmissiondrive train problems from pushing or rocking the truck back and forth if its stuck in ice or. While things like fire or extreme inclement weather is covered under the Safemove plan youre not covered if the truck suffers mechanical damage ie.

Even if your policy covers some car or truck rentals there may be exclusions based on the truck size or weight. However just like renting a car if the vehicle is damaged there could be outstanding fees that your policy doesnt cover so you might consider purchasing coverage through U-haul. U-Haul insurance wont cover damages to your car if youre towing it behind your rental truck.

Generally speaking if the vehicle has a full 1-ton towing capacity normally designated as an F-350 or 3500 on the vehicle or smaller then your policy will extend to cover that vehicle just like renting a car. Liability Insurance and Rental Trucks On the flip side some personal auto insurance policies do provide liability car insurance coverage for you to drive rental trucks. So if you get it you better also get the 28 per day SafeMove plus insurance if you want to have Collision and Liability Insurance.

Coverage for Renting a U-Haul Truck According to The Zebra if you decide to rent a U-Haul truck that has a full 1-ton towing capacity similar to. You may want to purchase coverage through the truck rental company. Even though your car insurance wont cover your van it will cover your car if its being towed by that van.

The purchase of Safemove and Safemove Plus is not required in order to rent a U-Haul truck or trailer but many personal auto policies do not cover rental truck or trailer rentals. With respect to a non-owned vehicles the policy specifically states that a non-owned vehicle must be a private passenger auto pickup van or trailer for physical damage coverage to be provided. Generally your own car insurance policy will not extend to a U-Haul Ryder Penske or other type of truck you rent to move your belongings or to a rented trailer.