Liability Insurance pays for damage you cause to other peoples vehicles or property.
Does aaa car insurance cover rental cars. Having car insurance can reduce your costs while renting a car as you can decline rental car coverage with the rental company. Depending on your policy it may only cover driving-related accidents like rear-ending another vehicle or running into a mailbox. Coverage includes collision coverage liability insurance up to minimum mandatory per state uninsured motorist coverage medical coverage and rental car reimbursement if your own car is out of service.
Collision insurance covers damages you cause to the rental car. The personal injury protection portion of your auto insurance policy or your health insurance policy may cover your medical expenses. So no matter if you are in a rental car or a passenger in someone elses car your AAA membership has you covered.
AAAs insurance professionals advise consumers to purchase some if not all of the insurance coverage offered by the rental car agencies. Most auto insurance policies cover you while you are operating a rental vehicle but there are often gaps in that coverage such as loss of rental fees if and when a rental car is damaged. AAA auto insurance is only available to AAA members.
Does AAA Auto Insurance Cover Rental Cars. The rental car companies will waive fees for administrative loss-of-use and loss-of. If your auto insurance policy doesnt cover you if you crash your rental car you can usually buy collision coverage from the rental agency for less than 10 a day.
Whats more if you buy auto coverage and another policysuch as renters or homeowners insurancewith AAA youll be eligible for a discount. Your auto policy may already provide this coverage. INSURANCE AND FINANCIAL SERVICES 16 AAA Insurance Agency Auto Home Renters Commercial RV Boat Motorcycle Life 17-18 Specialty Products 500 Medical Expense Endorsement Personal Accident Insurance PAI AAA Credit Card AAA Money Market and CD Accounts Annuities and Gift Cards 19-23 PAI Certificate OTHER MEMBER SERVICES.
If your vehicle is damaged in a covered accident rental car reimbursement would provide money towards renting a car while your vehicle is out of commission. AAA Staff May 14 2018 Read Comments 2 Talking to your insurance agent before renting a car can help you understand exactly what your coverage does and doesnt provide. A convenient coverage is rental car coverage.