It is possible to purchase auto insurance for a specific vehicle you do not own in some circumstances.

Can i get auto insurance for a car not in my name. The answer to that question is complex. While everyone who owns a vehicle cannot drive legally without car insurance some people question whether you can get insurance on a car not registered in your name. If the car isnt in your name you may be able to remain covered by your parents auto policy.

Luckily in this guide we will go over three simple ways to insure a vehicle not in your name. If you dont own the vehicle outright non-owner car insurance is one option. Each insurer sets its own rules and regulations and establishes rules about purchasing car insurance policies.

Unfortunately as long as your name is. The answer to that question is also yes but New York is the only state that has legislated it. No you cannot insure a car that is not registered under your name.

One alternate option is to become an additional owner of the car by co-titling the vehicle. Can I own a car and be on my parents insurance. If you dont have an insurable interest in a vehicle meaning youd be financially affected if anything happened to it most car insurance companies will not allow you to insure it.

We explain some of these situations below. Insurable interest could be if youre the lienholder or co-signer. Once you understand how your company defines an insured driver you will have a better idea if you can drive a car if your name is not on the insurance.

In states like Florida and California you should be able to insure a vehicle under someone elses name. Enlisting as a Named Driver. If a car is not registered in your name then you might have problems trying to get insurance for that car depending on the state that you live in.