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We found USAA to be the cheapest at roughly 2513 per year and State Farm as the runner-up at roughly 2534 compared to the national average annual rate of 2739.

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43 out of 5. Best Home and Auto Insurance for Discounts. Because not everyone can be a USAA customer the insurer does not officially rank on the JD.

Best car insurance company for price. Amica Liberty Mutual Farmers Allstate Travelers State Farm USAA and Lemonade offer some of the best home insurance policies in the industry. 47 out of 5.

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