I would write chexsystems a letter and say hey what the heck and see if they wont override some of those inquiries for you.

How long does something stay on chexsystems. How Long Do You Stay In ChexSystems. If you are under 18 complete the Consumer Request for Disclosure Form and submit your request by mail fax or telephone. This applies even if youve paid all your outstanding balances in full.

Our current practice is to retain record of reported information for a period of five years from the report date unless the source of the information requests its removal or ChexSystems becomes obligated to remove it under applicable law or policy. Inquiries that result from consumer action like applying for a checking account remain on reports for two years. To submit a request on behalf of a minor you must submit the request by mail or fax and you must include all of the following documentation.

The agreement will most likely say that your bank has the right to close an account at any time for any reason and without prior notice. How long does the closed account stay on ChexSystems file. Can I open another bank account if one is closed.

How Long Does a Report Stay on File. This can make it difficult for you to open an account with most financial institutions. Once reported those negative items may remain on your ChexSystems report for up to five years.

How long does something stay on ChexSystems. Like most other negative information on your ChexSystems reports the record of paid liens and evictions can stay on for seven years. Does ChexSystems affect my credit score.

Luckily there are ways to get out of ChexSystems. How long does it take to get out of ChexSystems. Unfortunately this may limit your options to second-chance bank accounts and prepaid debit cards.