During period three you have passengers in your vehicle.

Does uber insure drivers and passengers. Lyft has rideshare insurance as well. Including hospitalization payments for the passenger and the driver partner. Ubers Driver-Partner Insurance provides different levels of coverage across Periods 1 2 and 3.

Uber insurance covers you. The answer is complicated. Neither company provides any insurance protection unless a driver has logged on to the app and indicated they are.

Periods two and three. Conspicuously absent is any mention of coverage for drivers of UberX vehicles. If the Uber driver is carrying an Uber passenger the driver and passenger are covered under the liability insurance policy.

You need to make a claim against this policy to recover your medical expenses and other costs related to the auto accident. In fact Canadian law requires that YOU have insurance to cover everything as a commercial driver. Uber has a staff dedicated to answering all your safety questions.

This typically covers general driving when picking up and dropping passengers off but falls short in certain Periods when driving. These policies pay after a drivers insurance policy is exhausted but this may vary. Ontario joined Alberta as one of two provinces in Canada at the time to offers insurance to Uber and ridesharing drivers.

Coverage varies significantly depending on whether a passenger is in your car. When a trip is accepted a higher level of coverage kicks in and remains active until the passenger exits the vehicle. Those transportation providers are covered by commercial insurance policies in.