To find out what kind of coverage you need for your trailer locate an independent.

Do you need insurance to tow a horse trailer. There are many insurance companies and each has its own rules on the types of trailers it covers. Just because you have comprehensive car insurance it doesnt mean youll be covered for towing - check your policy details to make sure. When you do its important that youre fully protected with a comprehensive horse trailer insurance policy to keep both you and your horses safe should the worst happen.

If you need to tow anything heavier than this youll have to pass the car and trailer driving test also known as the BE category test. Horse trailer insurance can help you worry less when you travel with your horses in tow. Always give your insurance company the relevant details to make sure your trailer is fully covered.

You have adequate insurance. Car insurance is a legal requirement but insurance for a towed unit isnt mandatory. The Role of Tow Vehicle Insurance Generally speaking an insurance plan that covers your tow vehicle may cover the trailer when it is attached in transport for liability only.

And make sure you do because you wont get let off lightly if you get caught. When travelling on single carriageway roads you mustnt exceed 50mph and the maximum for dual carriageways and motorways is 60 mph assuming no lower limit is in force. You can get standalone caravan insurance but unlike car insurance its not compulsory.

Typically your liability insurance coverage will not cover rented vehicles including trailers. You can tow a trailer of over 750kg MAM as long as the combined MAM of the trailer and towing vehicle is no more than 3500kg. This is one of the biggest misconceptions we see among horse trailer owners.

Rules for drivers with licences issued before 1 January 1997. Youll need to buy specific insurance for a tow trailer rental through the rental company for protection. It is not a legal requirement to take out separate insurance for your trailer but if you tow a trailer to transport goods either commercially or domestically you should seriously think about it.