According to ChexSystems reported information typically stays on your ChexSystems report for up to five years.

How long do accounts stay on chexsystems. If you dont make any payments or take any other action the negative information on your ChexSystems reports will stay on your record for 5 years. The accounts can stay on your file unless ChexSystems is required to remove it by law or policy. How Long Do You Stay In ChexSystems.

How long do inquiries stay on Chexsystems report. The account history will stay on your report for five years but you can pay off outstanding balances owed to the banks. How long does the closed account stay on ChexSystems file.

Cant open a bank account because of ChexSystems. ChexSystems scoring ranges between 100 and 899. Closed accounts stay on your credit report for 7 to 10 years depending on whether the accounts are closed in good standing.

ChexSystems reports are a record of your bank account history. Until then you might be able to open a second-chance checking account. Reported information usually is removed from your ChexSystems file after five years.

I have never heard of chexsystems taking on inquiries but times do change. It could stay on your credit report indefinitely but will likely be removed ten years after it was closed based on the credit bureaus guidelines for reporting closed accounts. As a general rule negative information in a ChexSystem file stays there for five years.

Five years is the length of time for bad checks etc and could be the same for inquiries. Depending on the type of account activity or public record thats been reported a negative mark could remain on your ChexSystems report for up to 10 years. In that case ChexSystem is.