Its average annual rate of 776 for our sample property is 45 less expensive than the typical price we found statewide and 18 cheaper than the second-cheapest option we found.

Best homeowners insurance rates in nj. Going too few minutes youll have best homeowners insurance rates. This compares favorably to the state average cost of 665 offering a 143 discount on rates typical to the state. Your home is likely the biggest financial investment youll ever make and whether youre purchasing a starter home in Trenton or a retirement cottage in Long Beach.

The average cost of home insurance in New Jersey is. That puts New Jerseys average cost of home insurance at 4 below the US. Average of 1215 a year.

We found that some of the cheapest home insurance rates are offered by Lemonade and Erie both included in our list of best home insurance companies. Therefore homeowners in New Jersey will pay an average monthly premium of 98. Average New Jersey homeowners insurance rates The average cost of homeowners insurance in New Jersey is 1161 a year or 97 a month.

The average cost of home insurance in the US is 1173 a year. Insurance companies also price policies differently based on where in New Jersey your home is located. According to the Insurance Information Institute the average annual premium for homeowners insurance in New Jersey is 1192 just 19 below the national average.

New jersey home insurance rates. It offers the best prices we found across the state by a substantial margin. Home Insurance Rates by Zipcode in Joint Base Mdl NJ.

Your rates will be based on factors such as the age size and value of your house the crime rate and weather risks in your ZIP. The graph below shows how much rates can vary between top home insurance companies. In New Jersey rates are slightly lower with an average cost of 1149.