This is because they tend to be more narrow in scope than some other auto insurance options out there.

Auto split limits. Its the most common type of automobile insurance coverage. Split Limit Liability Coverage. The second limit is a per occurrence limit.

This kind of coverage usually splits the amount of coverage three ways. Split limit insurance policies offer multiple limits or limits per type of expense. You probably have split limits.

You will be responsible for any remaining costs. You may not have known that. It specifies limits for three specific types of claim.

With split limits three separate dollar amounts apply to each accident. 100300100 or 5010050 etc. This means 100000 medical bodily injury coverage per person 300000 bodily injury coverage for the entire accident and 50000 total property damage limits.

Split Liability Limits. Split limit coverage splits auto insurance coverage into three parts. There are three areas you need to be aware of when it comes to split limit coverage and they are bodily injury per person bodily injury per accident and property damage coverage.

In a split limit automobile policy you will purchase a limit of liability insurance that will have three numbers. The limits are the same. This video shows the difference between a split limit and a single limit auto insurance policy.