The other driver should report the accident to their own insurer.

Auto accident other driver no insurance. You could therefore ask for compensation for any injuries from the other driver if they had a valid policy. In some states if your liability is below 50 percent there is a chance you can recover the whole amount handed in any judgment. If you dont tell them and the other driver changes his story and claims from you it will not go well.

You are required to tell your insurer of any accident regardless of fault. If the accident wasnt your fault. He or she will deal with them.

Let us Help You Save Money and Get a Better Deal. There is normally no deductible for UMPD claims. Why should you do that.

If it turns out the other driver is uninsured and you have uninsured motorist coverage property damage UMPD you can make a claim for your vehicles damage. Insurance adjusters juries and judges can all assign percent of fault to the parties involved in an accident. However you may get that money back if your insurer is able to settle with the other drivers insurance company.

If youve been in an accident and you receive a letter or claim form from the other driver or their insurer forward this to your own insurer. Get A Free Quote In Minutes. Being involved in a car accident can be challenging enough especially if you experience painful injuries and your vehicle is damaged beyond repair.

However what can make it even worse is learning that in your car accident the other driver has no insurance. This is my first accident so I was scared and naive the driver started recorded me saying I was at fault but I was under distress and wasnt thinking or fully there when it happened when I calmed down later I questioned myself was I really at fault. But when the other driver has no insurance filing a lawsuit can be something of a dead end more on this later.