Your car insurance will usually provide liability coverage for your boat trailer or any other trailer you might use.
Will my car insurance cover my trailer. This means that if for example youre pulling your trailer and it sways and hits another vehicle your liability coverage would cover the damage sustained by the other person. Just because you have comprehensive car insurance it doesnt mean youll be covered for towing - check your policy details to make sure. Auto insurance may cover small trailers that easily attach to your vehicle.
Will my car insurance tow my trailer if I have a roadside assistance policy. Generally your car insurance coverage will extend to your trailer. In general most car insurance policies extend your cars liability coverages bodily injury and property damage to a trailer when the trailer is being towed by your insured vehicle.
Only some types of trailers are covered under the standard policy and a majority of insurance providers will extend coverage for liability damages only. In fact some will specifically exclude trailers. No while on land liability coverage from the towing vehicle extends to damage caused by the boat and the trailer.
If a trailer becomes damaged or totaled and you have comprehensive and collision coverage you may be eligible to file a claim on it. Some will extend liability coverage while its attached to your motor vehicle while others will say to be covered you must have a separate policy for the trailer or an endorsement to your personal auto insurance to cover the trailer. In addition to the liability coverage I also have roadside assistance.
Anuncio Car Insurance Policyholders Will Get 3 Issues Of DARE Magazine Complimentary. To be covered for any physical damage to your utility trailer youll need separate utility trailer insurance. Home insurance policies dont always cover your travel trailer.
While your auto insurance does extend to some trailers that are registered to one or both of the named insureds a standard personal car insurance policy provides only partial protection. A utility trailer is a big investment and its important to take good care of this peice of equipment. Verify this with your insurer before you use it.