Yes unless you have an auto insurance policy with 1-2 million in liability and an OPCF27 endorsement porting that coverage onto your rental car.

Will my auto insurance pay for a rental car. If you have a Progressive auto insurance policy the good news is that youre also covered for rental cars. Ask your adjuster to set you up with an Enterprise reservation. You do not want to be taken to court and have a lien placed on your house in order to pay for rental car damage.

If it does you can use your insurance to pay for the rental vehicle right now. If you live in a large city with a personal car rental service renting out your car could make you enough cash to pay your regular insurance bills plus extra. Without it you would have to pay for any damage out of pocket above basic protection.

Supplemental liability protection SLP Unfortunately collision damage only covers any expenses related to the vehicle itself. If you dont have a vehicle you can get it from the rental. Your comprehensive coverages deductible will apply.

Companies like Turo and Getaround make it easy to rent your car to local drivers for a few days each month. A rental car will only be covered by your insurance if you have rental car reimbursement also called substitute transportation coverage or loss of use coverage as part of your auto policy. The caveat is that this coverage extends to the same limits of your personal auto insurance policy.

If you were not at fault in the accident discuss your rental needs with the adjuster. We offer direct billing for eligible claims. Comprehensive coverage helps pay to repair your vehicle or your rental car if its damaged by a covered peril such as theft wind fire or natural disasters.

Your own insurance does not fully cover the rental car. If your policy includes rental coverage also known as loss of use rental costs can be covered. Your insurance company then goes after the other insurance company to get reimbursed for the money they paid for your rental car.