If you have a Progressive auto insurance policy the good news is that youre also covered for rental cars.
Will my auto insurance pay for a rental car. The one caveat with using your insurance is theres a cap on the number of days. The short answer is yes. You do not want to be taken to court and have a lien placed on your house in order to pay for rental car damage.
Often rental coverage only lasts 30 days. Your comprehensive coverages deductible will apply. If your policy includes rental coverage also known as loss of use rental costs can be covered.
This could leave you with out-of-pocket expenses to try to recover from the negligent driver. If it does you can use your insurance to pay for the rental vehicle right now. A covered loss is a claim or incident that is covered under the terms in your policy.
Liability will cover the costs associated from the crash including the vehicle and medical benefits to anyone injured. Ask your adjuster to set you up with an Enterprise reservation. If your vehicle is totaled and the other driver is at fault their insurance company will probably only authorize a car rental a few days after they make a reasonable offer to settle your claim.
If you rent a car you need some form of insurance to protect the vehicle and yourself. For example Geico generally covers private passenger vehicles rented for 30 days or less. Yes unless you have an auto insurance policy with 1-2 million in liability and an OPCF27 endorsement porting that coverage onto your rental car.
Most major auto insurers cover rental cars for up to 30 days. Comprehensive coverage helps pay to repair your vehicle or your rental car if its damaged by a covered peril such as theft wind fire or natural disasters. Your Progressive car insurance covers rental cars to the same limit.