You do not want to be taken to court and have a lien placed on your house in order to pay for rental car damage.

Will my auto insurance pay for a rental car. Often there is a maximum amount that your insurance company will pay per day for a car rental and a maximum amount of coverageor both. If your vehicle is totaled and the other driver is at fault their insurance company will probably only authorize a car rental a few days after they make a reasonable offer to settle your claim. We offer direct billing for eligible claims.

Comprehensive coverage helps pay to repair your vehicle or your rental car if its damaged by a covered peril such as theft wind fire or natural disasters. If you rent a car you need some form of insurance to protect the vehicle and yourself. A rental car will only be covered by your insurance if you have rental car reimbursement also called substitute transportation coverage or loss of use coverage as part of your auto policy.

If your policy includes a 25750 limit youll be reimbursed up to 25 per day for a maximum of 750. If it does you can use your insurance to pay for the rental vehicle right now. A covered loss is a claim or incident that is covered under the terms in your policy.

For example Geico generally covers private passenger vehicles rented for 30 days or less. The timeframe can vary and policies are not always straightforward. They can advise if the claim covers a rental.

Your own insurance does not fully cover the rental car. Rental car reimbursement is an affordable add-on to your insurance policy. Based on the 4 types of insurance offerings if you took all of them it could cost you 35 to 40 per day over and above the cost of the rental car.

If you rent for 1 week that could cost you around 350 in extra charges that you didnt need to pay in the first place. Companies like Turo and Getaround make it easy to rent your car to local drivers for a few days each month. If you dont have a vehicle you can get it from the rental.