However if you have bought additional insurance for your rental its very likely that it will also cover breakdowns so you wont have to pay if your rental car breaks down.

Will insurance cover a rental if your car breaks down. In general the coverage you have from your primary auto insurance will cover a rental vehicle. If you carry comprehensive and liability coverage on your personal car coverage typically will extend to your rental car within the United States. If you are facing a small repair or something that can be done in just a day or two it might be worth calling around to find out if there is a repair shop in your area that offers a temporary vehicle while yours is in the shop.

Rental car fees for breakdowns caused by mechanical issues are generally left for you to cover. If you dont have any type of additional insurance for your rental youll be charged for any breakdowns. In some countries car rental companies charge extra for roadside assistance.

In a case like this find out if your insurance policy covers such charges. Not likely unless the breakdown is related to a claim. Even if you have collision and comprehensive coverage its unlikely that general breakdowns are covered under a typical insurance plan.

The only thing that isnt covered. If you have ever been in a situation where your car broke down on the side of the road your thoughts probably ranged from How do I get home to Will my insurance cover a rental car Does full coverage car insurance cover rental cars or will a liability-only policy be enough. Rental car coverage is for covered insurance losses only.

So no your insurance will not cover a rental car if your car breaks down. Of similar value to your personal car in all likelihood your auto insurance coverage will be adequate for the rental. All insurance policies are not equal.

Insurance policies only cover rental cars after a covered loss. It will include reimbursements if the insured requires a rental car as the result of damage to their vehicle. Auto insurance may cover comprehensive and collision breakdowns.