Should you add rental reimbursement coverage to your existing car insurance policy.

Will insurance cover a rental if your car breaks down. If you get stranded on the. All of these questions and potentially several others are likely to cross your mind when in need of a rental. It will include reimbursements if the insured requires a rental car as the result of damage to their vehicle.

If you are facing a small repair or something that can be done in just a day or two it might be worth calling around to find out if there is a repair shop in your area that offers a temporary vehicle while yours is in the shop. This video is unavailable. However rental reimbursement coverage helps to pay for the cost of a rental car or alternate transportation after a covered claim.

The only thing that isnt covered. If your car breaks down and the damage was caused by a covered loss your auto insurance will pay for temporary transportation expenses as long as you have rental reimbursement coverage which is usually a supplemental coverage option. If its been a while since you reviewed your policy you may not remember whether or not you selected this option.

Insurance policies only cover rental cars after a covered loss. When Will Insurance Not Cover Breakdowns. Rental reimbursement coverage will cover the cost of a replacement rental car while yours is being repaired after a covered claim.

In some countries car rental companies charge extra for roadside assistance. Even if you have collision and comprehensive coverage its unlikely that general breakdowns are covered under a typical insurance plan. A Word of Advice.

All insurance policies are not equal. Many car rental companies exempt repairs and services from Collision Damage Waiver CDW coverage. However there are still other breakdowns that it likely wont cover.