Drivers you exclude may be your teenage child or a family member with several accidents DUIs or a poor driving record as excluding these drivers can help you save on your premium.

What states does insurance follow the driver. Car insurance generally follows the car but insurance is never black and white. Different states have different laws about this so make sure to check your local regulations. If you or someone more driving your vehicle is at-fault in a dangerous accident.

The most common exception here is. But generally car insurance follows the car. So if your friend borrows a car and falls into an accident your car insurance extends to your friend.

Auto insurance regularly follows the auto in Ohio. You require making sure you have enough responsibility insurance to pay the interest. Does Insurance Follow the Car or the Driver in Ohio.

If that policy does not provide enough coverage for all of the damage then the driver borrowing the vehicle would have to use their coverage for any additional damage. As long a the vehicle qualifies as eligible liability insurance coverage will apply to the driver. These coverages follow the driver There are a few situations when car insurance follows the driver instead of the car.

Liability exposure will almost always include both. Liability Coverage According to Claims Journal liability coverage is insurance that follows the driver when the insured drives someone elses vehicle as long as it is. Liability insurance coverage is tied to the driver regardless of which vehicle is in operation.

Anyone can drive your auto will cover beneath your insurance plan. Its really not complex to lawyers who understand the issue. Car insurance companies allow you to exclude specific drivers from your insurance policy though a few states including Kansas Michigan New York Virginia and Wisconsin do not.