A third party fire and theft insurance policy could also cover you in the event that your car is stolen.

What does third party fire and theft insurance cover mean. Are my cars modifications and extras included. If you want to take a closer look at exactly what Third Party Fire Theft Car Insurance covers please refer to the Policy Book. Third party fire and theft does not cover your own vehicle if its damaged in an accident.

Damage to your car is not covered by third party car insurance. This is the minimum level of insurance required by Irish law to drive a vehicle. What is the difference between third party third party fire and theft and fully comprehensive insurance.

What does third party fire and theft insurance cover. This type of insurance does not extend cover for accidental damage to your own vehicle. TPO covers damage to other people and other cars but any damage to your own car is your responsibility to fund and sort.

If you opt for a comprehensive policy you can choose an excess between 150 and 1050 but the default excess is 350 1. However it also adds cover for your own motorbike so youll be able to claim in the event of. Nor does it cover theft of your car.

Third-party fire and theft is the same as third-party only but the insurance will also cover your car if its stolen or catches on fire. Third party car insurance covers damage to others as a result of an accident thats your fault. A third-party fire and theft motorbike insurance policy offers cover for any damage you do to a third-party their vehicle or their property just as third-party only insurance does.

The cost to replace your car if it is stolen and cannot be recovered. Yes your cars mods like alloy wheels spoilers and tow bars are automatically covered. Comprehensive car insurance on the other hand will cover damage to your car as well.