All Perils coverage provides a thorough package of protection.

What does specified perils cover. Plus additional coverage which includes fire theft damage from animal lightning flooding etc. Collision or Upset coverage which covers damage to your vehicle. This option is also referred to as named perils coverage.

What makes this different from Comprehensive coverage. A covered peril is included in your policy. Available coverages for a specified perils policy include.

What is Specified Perils Coverage. Specified perils coverage is a part of the insurance policy that covers losses resulting from particular events that are pre-defined in the text of the policy such as. This covers damage to your vehicle caused by fire lightning windstorm or earthquake.

This is above what is part of a standard auto policy. Specified Perils doesnt cover things like vandalism windshield damage or hitting an animal. Specified perils insurance includes coverage for civil disturbance riot explosion earthquake rising water hail windstorm lightning attempted theft fire and forced landing of an aircraft.

Weatherlightning windstorm hail rising water. In most states specified perils coverage is optional and it is important to note that some. Riot or Civil Disturbance etc.

It protects you from a specific set of perils that might befall your cargo or truck. What does Specified Perils coverage provide me. It often goes hand in hand with Collision coverage as an alternate to comprehensive cover but it can be purchased separately.