This covers loss or damage of your vehicle.

What does specified perils cover. If you purchase specified perils coverage be sure to read through your policy so you know exactly what kind of damage will be covered and know that all other types of damage will be excluded. What does Specified Perils coverage provide me. This covers loss or damage of your vehicle.

Theft or attempted Hail. Collision or Upset coverage which covers damage to your vehicle. Fire earthquake or explosion.

This is above what is part of a standard auto policy. When your car was damaged during a theft attempt Lightning. What is Specified Perils Coverage.

Specified perils coverage as the name suggests covers you against risks or perils that you have named or specified in your policy. Specified Perils means that the only insured perils are those caused by. All Perils coverage provides a thorough package of protection.

Specified perils coverage is a part of the insurance policy that covers losses resulting from particular events that are pre-defined in the text of the policy such as. This covers damage to your vehicle caused by fire lightning windstorm or earthquake. Theft or attempted theft.

The key here is to carefully read exactly what is covered and what contingencies might cause those perils to be excluded. Specified perils auto insurance offers less coverage than comprehensive or collision coverage but more than if you went with a basic policy which usually includes liability accident benefits and direct compensation property damage coverage. Weatherlightning windstorm hail rising water.