Standard insurance policies cover social domestic and personal use meaning you and your vehicle are covered when you pop to the shop drive to a friends house or go to the cinema for instance.

What does private business use mean on car insurance. This is the most popular business car protection as it covers a range of basics. Class 1 Business Car Insurance. Youre also covered for social domestic and.

For the most comprehensive cover for those who use their vehicle extensively for business travelling hundreds of miles a week and requiring multiple named drivers at the same level of cover class 3 business car insurance will be necessary. But if youre a regular trader at these events consider purchasing business insurance as this could be deemed as business use. If you do use your car for your job check with your employer about their obligations.

If you go to car boot sales occasionally and otherwise simply use the van for private use private insurance should be fine as it could be argued this is a social activity. Class 1 use covers an annual business mileage of up to 1000 miles1600 kilometres. Or whatever way its used.

This class of business insurance covers cars used for commercial purposes such as door to door sales. These Business Use categories are referred to by different descriptions depending upon the insurance company. If youre using your personal vehicle for business purposes that arent covered by your policy youll be on the hook to cover the damage if.

For someone who is really racking up the miles such as a travelling salesman. Business use means a car that is used for social domestic and pleasure purposes being driven between your home and place of work and in the course of the business. Any car used for company work must be fully insured as well as insured in the right class whoever owns the vehicle.

If using your private vehicle for business use there are 3 different classes to choose from. However commercial insurance will need to be organised for cars used as mini-cabs private hire or for driving lessons as this is more of a specialist requirement. This applies for the main driver of that vehicle and their spousedomestic partner.