For someone who is really racking up the miles such as a travelling salesman.

What does private business use mean on car insurance. But if youre a regular trader at these events consider purchasing business insurance as this could be deemed as business use. The most common descriptions are shown below-Business Class 1 Class A. Youre also covered for social domestic and.

Class 1 Business Car Insurance. However commercial insurance will need to be organised for cars used as mini-cabs private hire or for driving lessons as this is more of a specialist requirement. For the most comprehensive cover for those who use their vehicle extensively for business travelling hundreds of miles a week and requiring multiple named drivers at the same level of cover class 3 business car insurance will be necessary.

If you do use your car for your job check with your employer about their obligations. The other more common types of insurance are social only or social and commuting. With something like carpentry or baking its fairly clear how this could affect your cover in terms of the risks and types of activities involved.

Much the same as Class 1 but covers you the policy holder and a named driver. Classes of use available on insurance policies include social only social plus commuting and business use. These Business Use categories are referred to by different descriptions depending upon the insurance company.

Using your car to commute to the office doesnt count as work or part of your job. Any car used for company work must be fully insured as well as insured in the right class whoever owns the vehicle. Class 2 business car insurance policies tend to offer the same level of cover but will also cover a named third party for business use.

This is the most popular business car protection as it covers a range of basics. If you drive to different places as part of your job and not just to and from the office youll need to take out business car cover. If your business activities are covered by your personal car insurance policy or by the companys commercial insurance policy then you should be safe.