Your insurance can also often cover liability for damage you cause to other trailers as well.
What does horse trailer insurance cover. We can cover horse trailers up to a value of 20000 against theft accidental and malicious damage storm damage and more Factory fitted accessories cover as standard. Horse trailer insurance is a special endorsement that covers physical damage to your trailer and its contents. With American Family Insurance your trailer is considered eligible for liability coverage under your car insurance policy if it is a personal trailer that is designed to be towed by a motor vehicle and if its owned by the named insured on the towing cars auto policy or its attached to the towing vehicle.
However it is highly recommended that you get horse trailer insurance to cover damage to the trailer and equipment as well as protection from theft. KBIS Horse Trailer Insurance provides competitive insurance cover for your trailer. Also covers impact with an animal.
Whether you want to create a more comprehensive policy or require a budget friendly policy our range of Optional Benefits has been designed to help you create horse trailer insurance that better meets your needs. The amount and type of insurance you need for a trailer depends upon its use and its value. Accidental damage or theft cover to the value of 2000 or 5000.
Do I Need Horse Trailer Insurance. This includes collision comprehensive and liability coverage and the option to add additional protection for personal items. Member exclusive Horse Trailer Insurance includes.
To be covered for any physical damage to your utility trailer youll need separate utility trailer insurance. This damage may be due to a traffic collision fire theft vandalism or acts of God which are unpreventable catastrophic events. Comprehensive coverage - Covers damage to your travel trailer that can happen while its not being towed like damage from fire wind theft vandalism hail flood and other extreme weather.
In addition to the above you can also choose to tweak your policy with our Optional Benefits allowing you to create the best fit policy for your circumstances. Insurance for Horse Trailers can help cover damage to the trailer theft and even associated expenses. Public liability for the trailer when not attached to the towing vehicle automatically included.