That accident surcharge is not insignificant and will last for 39 months from the date of the incident.

Texas auto insurance accident surcharge. On your insurance after an accident you could be hit with an 80 surcharge -- which is 20 of the 400 base rate -- on both. Sometimes surcharges will remain applied for up to 5 years. This is liability insurance which is all thats required by law but there are many optional coverages available for purchase particularly UninsuredUnderinsured Motorist UIUIM insurance.

Ad Well Gather Quotes From Our Trusted Panel Of Insurers And Give You Options To Choose From. Texas law requires you to have at least 30000 of coverage for injuries per person up to a total of 60000 per accident and 25000 of coverage for property damage. No Medical Questions Immediate Cover.

Thats about 360 to 460 more a year. Were Here To Help You. Getting into a car accident.

It is usually the result of traffic violations or at-fault accidents as well as administrative violations like frequently missed payments. The minimum allowable car insurance coverage for Texas drivers is 30000 per bodily injury 60000 per accident and 25000 for property damage. Accident surcharges are added on to your policy so that your insurance company can make up the money it had to pay out for your claim and future claims.

That would bring your total surcharge to 160 about a 27 jump in your rates after an accident. Ad Whether Rain Or Shine Well Have Your Car Insurance Covered. Let us Help You Save Money and Get a Better Deal.

Think about buying more liability coverage. If you do the math 39 months ends in July of 2012. Also as a condition of your automobile loan your lender may require you to purchase other types of coverage such as collision or comprehensive coverage to pay for any damage to your vehicle.