A public plan administered by Société de lassurance automobile du Québec SAAQ which covers bodily injury sustained in an automobile accident.
Quebec auto insurance accident benefits. Benefits depend on gross annual income multiplied by a factor between one and five depending on age of victim. Thanks to the public automobile insurance plan all Quebecers are covered for injuries sustained in a traffic accident anywhere in the world regardless of. If you cannot work as the result of an auto accident you may be eligible for basic weekly income replacement benefits of up to 400.
Whether you are a tourist or a newcomer you may receive compensation if you are injured or a loved one is killed in a traffic accident in Québec. Two types of coverage. It can be tricky to understand which is why weve laid out everything you need to know about the SAAQ.
Aside from vehicle repairs and property damage auto insurance in Quebec also provide benefits from SAAQ that include medical payments funeral expenses up to a maximum of 4913 impairment benefits up to 229887 and disability income benefits of up to 67500 per annum. Medical and rehabilitation expenses that arent already covered by another medical plan Compensation for loss of income if you cant work as a result of. The SAAQ may also provide coverage for insured Quebec.
Personal injuries are covered by the SAAQ as part of their public auto insurance plan. This is why Quebecers have consistently paid the lowest car insurance rates in Canada since 2009. The private accident benefits coverage offers compensation for medical expenses that may not be covered by the SAAQ auto insurance plan.
Ad Child Cover Active Lifestyle Cover Healthcare Cover. If there is no surviving spousedependant parents or estate receive 58603. No Medical Questions Immediate Cover.
If you are found more than 25 per cent at-fault for the accident it is. In Québec there are two auto insurance plans. Funeral Expenses You will receive up to 4913.