Because of this many Quebec drivers purchase additional Accident Benefits from a private insurer.

Quebec auto insurance accident benefits. All provinces in Canada have some form of no fault accident benefits that are paid to all accident victims. Get Accident Hospital Stay Insurance- Giving you financial help when you need it most. A public plan administered by Société de lassurance automobile du Québec SAAQ which covers bodily injury sustained in an automobile accident.

In Québec there are two auto insurance plans. In general no fault insurance does not mean that drivers are never at fault in accidents or it does not matter who caused the accident rather it means you deal with your own insurance company. If there is no surviving spousedependant parents or estate receive 58603.

You have a maximum of 3 years as of the date of the accident the onset of injury or death to file a compensation claim with the SAAQ. Benefits paid out on top of your other insurance. In the event of an accident in Québec Individuals who do not reside in Québec and tourists are covered by Québecs public automobile insurance plan under certain conditions.

Occupational Educational or Social Reintegration. Death any time after accident. A private plan which covers civil liability and property damage.

The private accident benefits coverage offers compensation for medical expenses that may not be covered by the SAAQ auto insurance plan. Benefits for spouse range from 73846 to 415000. If you cannot work as the result of an auto accident you may be eligible for basic weekly income replacement benefits of up to 400.

Two types of coverage. No Medical Questions Immediate Cover. For transportation accidents and other accident types.