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Most policies run on a yearly basis.

Is it ok to cancel car insurance. It is always a good idea and in most cases a requirement to notify your old insurer when you switch to a new insurer. When you purchase car insurance you have the right to cancel your policy at any time as long as you are one of the named insureds. Car insurance companies will either offer a pro-rated cancellation which gives you back the full amount of the unused premium.

You need to be the policyholder. Most states require liability insurance for any car thats registered. Its one of the main ways of cancelling without charges or cancellation fees.

Most car insurance policies state that you can cancel your policy at any time. A short-rate cancellation takes a certain amount out of the refund as a penalty for early cancellation. You only need to send a written notice with the effective date of cancellation.

The best time to cancel your car insurance is after you have another policy set in place. Cancellation of insurance policies is a fact of the insurance business and from time to time clients will ask me to cancel their policies sometimes due to the fact that I have found a better insurance solution for their needs other times because the solution that worked at a certain point in time is no longer working for them and yet other times because they dont need coverage anymore. You are not compelled t renew so there are no charges involved if you decide not to stay with your current Insurance company.

If coping with cancelled auto insurance make sure you consider all of the options so as to avoid cancellation. When its car insurance renewal time its a great opportunity to explore options. If youre a named driver you wont be able to cancel the policy nor can you cancel anyones policy for them by calling up.

However as mentioned if you decide to cancel via non-payment you may be charged through the grace period. If your car insurance provider cancels your coverage there. Dont cancel your insurance unless you already have another carrier lined up.

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