Unfortunately Turo does not include insurance.

Is insurance included with turo. Work insurance made flexible. You must carry personal auto insurance to comply with your states laws and stay protected when youre not renting your car out with Turo. Ad Simple easy insurance.

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The first two are insurance plans that Turo provides through Liberty Mutual. The cost is a percentage of the car rental rate. Turo will also be allowed to advertise its platform in New York for the first time since 2013 when it suspended operations there because the New York Department of Financial Services said it was not complying with state insurance.

Both of these fees are covered in the original agreement so when you rent a car you wont have to make a separate payment for insurance. Hosts who provide their own commercial rental insurance do not receive Turo coverage nor do their guests. If you are borrowing a Turo car you still may be covered by your personal car insurance.

Ad Simple easy insurance. Work insurance made flexible. Why is Turo not in NYC.

Turo insurance only covers you for Turo-booked trips. Ad Compare Leading Providers and Get Our Best Insurance Deals At MoneySuperMarket. While your own out-of-pocket costs are capped any available personal insurance you may have that would cover damage to the hosts vehicle would still apply.