View common insurance rates by credit level for Liberty Mutual and GEICO below.

Is geico insurance cheaper than state farm. Keep in mind that your premium depends on your driving record car location age and coverage. The two cheaper rates came courtesy of two separate divisions of USAA which caters exclusively to military personnel and their families. Geico is cheaper than State Farm if you have a good credit score.

If this is a big perk that you are looking for Geico may not be the right car insurer to suit your needs. Insurance shoppers with exceptional credit a score of 800-plus should consider GEICO which typically beats State Farm by 196 per year. I personally have been able to receive cheaper rates with GEICO and on average GEICO is cheaper than State Farm according to various insurance studies.

ValuePenguins analysis shows that Geicos rates for these drivers are 293 cheaper per year than State Farms. Still Geico ranked cheaper than State Farm in. Geico and State Farm are both cheaper on average than Allstate or Progressive according to our analysis.

Geico is better than State Farm overall. State Farm Geico and State Farm are both cheaper on average than Allstate or Progressive according to our analysis. The average car insurance premium for Geico is 37 compared to 49 per month for State Farm according to WalletHubs sample quotes.

Geico State Farm tends to offer cheaper coverage than Geico for most people. Geico typically has the cheapest car insurance among top national providers. We ran sample quotes for an average driver and GEICOs quote was less than half as much as State Farms.

On average GEICO offers more affordable rates than Liberty Mutual for drivers with credit scores of less than 580. GEICO Consistently Has Lower Rates. In Finders independent analysis of car insurance rates State Farm offered cheaper car insurance rates averaging 197 less per year than Geico.