If your business activities are covered by your personal car insurance policy or by the companys commercial insurance policy then you should be safe.
Does personal car insurance cover business use. Unfortunately we cannot cover business use for chauffeurs taxi drivers driving instructors or parceltakeawayfast food delivery drivers if they are using the insured vehicle in connection with their occupation. Using your car to commute to the office doesnt count as work or part of your job. For example if you work in one location but you need to travel to another office or site or if you need to travel to a meeting or run a work errand like picking someone up from the station.
Business car insurance commonly referred to as a business use covers your own car when when your job requires you to use it for work purposes. Ad Come Direct To Direct Line For A Car Insurance Quote You Cant Get Anywhere Else. Ad Compare up to 120 quotes here.
While in most cases your personal auto insurance will cover you for basic business use of a personal vehicle there are situations where it will not says Carole Walker executive director of the nonprofit Rocky Mountain Insurance Information Association. Ad 3-Year Fixed Price That Includes Onward Travel As Standard And Much More. If youre using your personal vehicle for business purposes that arent covered by your policy youll be on the hook to cover the damage if you get into a collision.
Put Yourself in the Drivers Seat and Take Control of Your Finances. This applies for the main driver of that vehicle and their spousedomestic partner. Much the same as Class 1 but covers you the policy holder and a named driver.
Most of our policies automatically qualify for personal business use as standard at no extra cost. Personal Business use also referred to as SDPC and business use includes everything covered by both SDP and SDPC with the addition of business-related driving. Any normal insurance policy allows you to select whether its for personal use only commuting to a place of work business use or all three.
Usefully it means youre covered for short business trips between different sites. Be Sure Of Quality Comprehensive Cover You Can Trust. Ad We Have Invested Our Own Money To Cut Car Insurance Prices With A Range Of Insurers.