When the other partys insurance does pay for your rental car you can typically keep it until the claim is resolved either by your car being repaired or the insurance company cutting you your check for the value of your car.

Does other person's insurance pay rental car. This could leave you with out-of-pocket expenses to try to recover from the negligent driver. These policies are available to protect the vehicle your personal belongings and liability. The one caveat with using your insurance is theres a cap on the number of days.

In general the coverage you have from your primary auto insurance will cover a rental vehicle. Insurance companies often tell accident victims that they pay only a certain amount per day for rental cars. Similarly you may be able to get the at-fault drivers insurance to pay for a rental vehicle.

Most insurers do not cover rental cars outside of the US though you can buy specialty rental car or travel insurance to fulfill another countrys insurance requirements. Your insurance company then goes after the other insurance company to get reimbursed for the money they paid for your rental car. For exampleyour rental car coverage might be 40 a day with a maximum payout of 1000.

That means your insurer will cover 40 a day for a rental car but only up to the 1000 limit per claim. Provides accidental death and dismemberment coverage to the driver and any passengers in the car at the time of the accident. I would recommend contacting your insurance company and inquiring.

If you need your rental immediately you may need to front the rental costs yourself or rent through your own insurance company then seek reimbursement from the other drivers insurer later. As a victim of another persons negligence you have the right to recoup the costs associated with fixing the disruption you experience including all of the costs of renting a vehicle while your own vehicle is being repaired. If youre renting a car and allowing a second person to drive the car buying rental car insurance to protect yourself makes good financial sense.

Often rental coverage only lasts 30 days. If it does you can use your insurance to pay for the rental vehicle right now. While reputable insurers will usually pay for your rental its no longer automatic.