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Does my personal insurance cover turo rental. So Amexs premium car rental protection wont cover most vehicles you rent through Turo. But if you say hey I was involved in an accident driving my friends car theres chances you will be covered. Compare Buy With Us Today.

It honestly all depends on how the renter words it. It is a myth that car insurance follows the driver in most cases your personal insurance policy follows the vehicle. Its unlikely that your personal carrier covers Turo trips because most insurance companies exclude rental cars and car sharing apps from their responsibility.

If youre a Turo host your personal car insurance policy will not cover your vehicle while its being rented. The cost of insurance is paid by the driver and also covered through the fees that Turo deducts from a car owners earnings. This means youll need to have both personal car insurance and additional coverage for Turo.

You dont need personal insurance coverage if you book a trip with a protection plan made available via Turo. Ad Compare Leading Providers and Get Our Best Insurance Quotes at MoneySuperMarket. If you already have comprehensive and collision coverage its more likely that your coverage also applies to a rental car but its best to never make assumptions.

Coverage is not available for ride-sharing companies that allow individuals to rent out their personal vehicle. When using Turo as a guest or host your best option is to select one of the Turo options discussed above. For example your car insurance company might cover liability with your Turo rental but not accidents or physical damage.

Does my car insurance cover Turo. You have to purchase a Turo protection plan which supplies liability coverage through Liberty Mutual. Turo pretty much tells you they have no idea if your car insurance will cover you and suggests you buy a spot policy that covers you while driving.