Your existing policy and personal health insurance may provide coverage comparable to what the rental company is offering.

Does my personal auto policy cover a rental car. A personal auto insurance policy gives coverage to passenger vehicles such as your own vehicle and many times to a rental car but not to commercial vehicles or rented trucks. Ad Come Direct To Direct Line For A Car Insurance Quote You Cant Get Anywhere Else. Ad Come Direct To Direct Line For A Car Insurance Quote You Cant Get Anywhere Else.

On the flip side some personal auto insurance policies do provide liability car insurance coverage for you to drive rental trucks. With AAA auto insurance you are typically covered for rental cars up to your same coverage limits in the United States. If you have renters or homeowners insurance these items may already be protected.

But if you have a liability-only policy you wont be covered for damage to the rental car. You are covered in a rental car the same as if you are driving your own vehicle IF you have the right coverage. The coverage limits and deductibles on your personal policy also apply to your use of a rental car.

Personal effects coverage may help cover your personal belongings such as a cellphone or clothing if theyre stolen from your rental car. If youre renting a car in the US. The auto insurance policy you purchase for a private auto may in fact protect the rental car for the rental contract period.

If you carry comprehensive and liability coverage on your personal car coverage typically will extend to your rental car within the United States. Of similar value to your personal car in all likelihood your auto insurance coverage will be adequate for the rental. Your personal auto insurance including all limits and deductibles extends to almost any rental car you drive.

Always double-check your personal auto insurance policy to make sure that you have sufficient coverage before accepting or declining insurance at the rental office. Coverage includes collision coverage liability insurance up to minimum mandatory per state uninsured motorist coverage medical coverage and rental car reimbursement if your own car is out of service. If you have a personal car insurance policy it includes liability coverage and any additional coverage youve opted for such as comprehensive or collision.