On the flip side some personal auto insurance policies do provide liability car insurance coverage for you to drive rental trucks.

Does my personal auto policy cover a rental car. Coverage includes collision coverage liability insurance up to minimum mandatory per state uninsured motorist coverage medical coverage and rental car reimbursement if your own car is out of service. With AAA auto insurance you are typically covered for rental cars up to your same coverage limits in the United States. But if you have a liability-only policy you wont be covered for damage to the rental car.

If you carry comprehensive and liability coverage on your personal car coverage typically will extend to your rental car within the United States. The auto insurance policy you purchase for a private auto may in fact protect the rental car for the rental contract period. In many cases personal property may be covered by a homeowners or rental insurance policy but not by your auto insurance.

Of similar value to your personal car in all likelihood your auto insurance coverage will be adequate for the rental. Your Progressive car insurance covers rental cars to the same limit. Your existing policy and personal health insurance may provide coverage comparable to what the rental company is offering.

Credit cards and rental insurance coverage. If youve got any questions about your personal auto policy contact your auto insurance agent. Personal effects coverage may help cover your personal belongings such as a cellphone or clothing if theyre stolen from your rental car.

If the coverage isnt enough inquire about what changes you can make to your policy. Your personal auto insurance including all limits and deductibles extends to almost any rental car you drive. That coverage may extend to your rental car as long as you drive it for personal use.

When renting a vehicle you may be encouraged to buy rental insurance. If you have a Progressive auto insurance policy the good news is that youre also covered for rental cars. A personal auto insurance policy gives coverage to passenger vehicles such as your own vehicle and many times to a rental car but not to commercial vehicles or rented trucks.