Even if your policy covers some car or truck rentals there may be exclusions based on the truck.

Does my insurance cover moving truck rental. This means property damage and bodily injury you cause another party may be covered by your car insurancejust not damage you cause to the U-Haul truck. Meaning if your belongings get stolen by someone while youre packing your truck then your renters insurance will cover it. Even if your policy covers some car or truck rentals there may be exclusions based on the truck size or weight.

Its base option offers three protections. Personal auto policy Call your insurance agent to see if your personal auto policy covers a moving truck rental. Make sure youre not overpaying for auto insurance.

U-Hauls rental truck insurance is called Safemove. Heres what you need to know about insuring moving truck rentals. Your insurance agent can help you determine what type of protection if any your existing insurance provides when it comes to a rental truck and whether you need to buy additional coverage.

Personal Accident Insurance PAI PAI offers accidental death and accident medical coverage for the renter of the truck and their passenger s. Many auto insurance policies dont cover large truck rentals. For instance you may find that the personal property coverage in your homeowners insurance policy provides some coverage for the belongings youre transporting but doesnt cover damage to the rental moving truck.

This insurance pays in addition to other available insurance. For most customers however this isnt enough. If the truck is damaged or youre injured while driving a rental truck and youre at fault.

When renting a moving truck most drivers should accept the damage waiver and supplemental liability insurance but decline cargo protection and medical coverage if its possible to pick and choose. On the flip side some personal auto insurance policies do provide liability car insurance coverage for you to drive rental trucks. Like rental car companies rental truck services provide minimum liability coverage with each rental.