American Express insurance coverage for cargo van rental or 16 foot U-Haul rental hello friends looking to move some personal furniture and wondering if using the personal amex card to pay for a rental of either of the above vehicles if amex covers for all those crazy insurance costs that the rental firms like to ask for.
Does my car insurance cover uhaul trucks. Generally your own car insurance policy will not extend to a U-Haul Ryder Penske or other type of truck you rent to move your belongings or to a rented trailer. A 20 UHAUL Truck has a 14500GVW. However this doesnt hold true when renting a U-Haul.
To get this coverage for your owned vehicle call the BRAVO Agency at 800-442-7286. Your car insurance and credit card company are not likely to offer insurance for rental trucks since you are considered more risky when driving a large vehicle that you dont have a lot of experience with. Make a call to your insurance agent to ask whether your homeowners or car insurance policies extend to your rental moving truck.
Consider the size of the vehicle you will be renting. U-Haul does not accept outside insurance. Typically there are several types of insurance you can get.
Then You would have to let your insurance know and they would reimburse you for that amount. For instance you may find that the personal property coverage in your homeowners insurance policy provides some coverage for the belongings youre transporting but doesnt cover damage to the rental moving truck. American Expresss exclusions include cargo vans and box trucks.
However if you have collision and. However your personal insurance policy providing coverage on an owned automobile or other personal policy may provide additional coverage and to the extent ALI may provide a duplication of coverage. If you rent a U-Haul take the insurance and get into an accident you would be covered.
However if you have collision and comprehensive on the vehicle on the trailer it should cover the car if its damaged during transport. UHAULs widely available and popular 26 Large Moving truck is listed at a 25999GVW and IS NOT covered at all. U-Haul insurance wont cover damages to your car if youre towing it behind your rental truck.