Typically when renting an automobile your personal car insurance policy would cover your insurance needs for that rental car.

Does my car insurance cover a rental moving truck. Rental trucks are of a different weight. Your policy might but coverage could be limited based on the size or weight of the truck or how much damage it will cover. But this is not the case with moving truck rentals.

You may be better off buying insurance from the rental company since their products are tailored to their vehicles and the most likely claims. Make a call to your insurance agent to ask whether your homeowners or car insurance policies extend to your rental moving truck. To make it easier for you weve put together our guide to purchasing rental truck insurance below.

Most vehicle insurance covers up to a certain weight. If you have a personal auto policy your. It can be a costly one if its in a moving truck since in most cases your personal car insurance wont cover you -- nor will any insurance coverage associated with your credit card.

Dont forget to look into insurance coverage for the rental truck. When renting a moving truck most drivers should accept the damage waiver and supplemental liability insurance but decline cargo protection and medical coverage if its possible to pick and choose. You can purchase physical damage coverage from the rental agency.

If you have a credit card that provides rental-car insurance you might be accustomed to declining coverage from rental companies. See Rental Trucks. The Right Rental Truck Approach for Insurance.

Find out how moving truck companies handle accidents Even if you have some coverage from your auto insurance policy you should understand how the moving truck rental company handles accidents. U-Haul notes that the majority of car insurance companies wont cover their rental trucks due to their gross vehicle weight GVW of 9000 pounds or higher. Even if your policy covers some car or truck rentals there may be exclusions based on the truck size or weight.