See Rental Trucks.
Does my car insurance cover a rental moving truck. Review your personal auto policy to determine whether its coverage will apply to the rented truck. For example home insurance may cover your belongings that are located inside the moving truck. When renting a moving truck check with your car home or renters insurance policy to see if there is coverage for anything regarding your move.
The first step is for the driver to review their copy of their insurance policy. Free Car Insurance Comparison. Do I Need the Auto Coverage Offered by the Rental Agency.
If you have a credit card that provides rental-car insurance you might be accustomed to declining coverage from rental companies. You may be better off buying insurance from the rental company since their products are tailored to their vehicles and the most likely claims. If there is any coverage for rental trucks there should be a section about this.
But this is not the case with moving truck rentals. Your liability car insurance covers moving truck rentals but comprehensive and collision coverage will not carry-over. Rental trucks are of a different weight.
You may want to purchase coverage through the truck rental company. If the truck is damaged or youre injured while driving a rental truck and youre at fault. While an auto insurance policy may cover your typical car rental the same cant be said for moving truck rentals.
Typically when renting an automobile your personal car insurance policy would cover your insurance needs for that rental car. Even if your policy covers some car or truck rentals there may be exclusions based on the truck size or weight. Most vehicle insurance covers up to a certain weight.