Nothing gives you as much freedom as your own set of wheels and hiring a car can be a lot cheaper than you might think.

How does rental car excess insurance work. You need to gather documentation and receipts relating to the damage and pass them to your car hire excess insurance company. Whether youre looking for Third Party Fire and Theft or Comprehensive motor insurance you will still need to pay a certain amount of excess if you were to make a claim. Usually you pay the excess at the start of an insurance claim.

This kind of cover is optional so the decision is. Some policies will cover the full amount of the excess while others will only cover part of it so check the details before you buy. So what are you waiting for.

You have no control over your compulsory excess as the insurance. So if you were to damage your hire car youd have to pay the rental company the excess fee it charges and then claim this back from your insurance provider with evidence such as your paperwork. The policy is designed to cover excesses of up to 10000.

An excess means that you the policyholder agree to take part of the insurance risk away from your insurer as you are agreeing to pay a portion. You can also choose to add a voluntary excess - giving you more control over the cost of your insurance. However if youre not at fault and the other partys provider is liable itll usually be returned to you.

What is car insurance excess. These are likely to cover parts of the car beyond the bodywork windows tyres engine etc or reduce the excess the amount youll pay if anything goes wrong. Essentially excess insurance is an additional insurance policy which will cover you against the excess charges.

This insurance covers you for damage you may inflict on other people including their property while driving a rental car. Independent policies work on a reimbursement basis. This service is available to you 247 365 days a year to ensure your claim is dealt with swiftly and efficiently.