Damage coverage is essential because all major credit cards and most car insurance policies do.

Does my auto insurance cover u haul trucks. U-Haul does not accept outside insurance. Without insurance or coverage on your truck rental you can be liable for the complete value of the vehicle. Generally your own car insurance policy will not extend to a U-Haul Ryder Penske or other type of truck you rent to move your belongings or to a rented trailer.

Your Car Insurance Typically Doesnt Cover your U-Haul Truck Rental When you rent a car your existing car insurance policy often covers your rental car as well. Dont forget to look into insurance coverage for the rental truck. Does my credit card cover U-Haul trucks and trailers.

Be sure to ask what size rental trucks are covered under your car insurance policy. In most cases it does not. U-Haul recommends that all of its customers purchase a company-provided insurance policy that shields them from liability for any damage to the vehicle.

However if you have collision and. No credit cards typically do not cover U-Haul trucks and trailers often because of the weight and size restrictions. According to The Zebra if you decide to rent a U-Haul truck that has a full 1-ton towing capacity similar to an F-350 or 3500 or smaller your personal car insurance policy should extend to.

If you rent a U-Haul take the insurance and get into an accident you would be covered. Even if your coverage extends to rental trucks there are typically size restrictions on those rental trucks. The purchase of Safemove and Safemove Plus is not required in order to rent a U-Haul truck or trailer but many personal auto policies do not cover rental truck or trailer rentals.

However your personal insurance policy providing coverage on an owned automobile or other personal policy may provide additional coverage and to the extent ALI may provide a duplication of coverage. While things like fire or extreme inclement weather is covered under the Safemove plan youre not covered if the truck suffers mechanical damage ie. U-Haul insurance wont cover damages to your car if youre towing it behind your rental truck.