Though Lyft drivers are covered under the companys liability and contingent comprehensive and collision insurance policies these policies come with coverage gaps.

Does lyft insure its drivers. Just like uber Lyft does not actually verify insurance or auto registration documents or even enforce an insurance verification for any driver. Ride-sharing insurance is offered by most mainstream car insurers on most policies. They can face penalties if they decline rides.

These auto policies cover your car both when youre driving for rideshare or driving for personal use. Uber and Lyft consider drivers independent contractors so they dont have sick leave workers compensation or medical insurance through the companiesThe drivers have little say in who they pick up or where they go and theyre urged by in-app bonuses and incentives to work long days often into the night. If the insurance company denies the claim then Lyft will provide the necessary insurance.

Explore your options with a Los Angeles car accident attorney. While Im not in a position to offer specific advice if I were driving for Lyft or Uber or whoever I would have my own insurance cover. The company offers four different types of coverage that are meant to work together with ridesharing auto insurance.

Lyft does provide drivers with some insurance coverage but the level of coverage you receive will depend on what stage youre at in the driving process. These gaps can result in higher out-of-pocket costs if you were involved in an accident while picking up or transporting. Seem to have found the same solution for dealing with the risks of managing millions of drivers on.

Ellis Injury Law represents people involved in LYFT accidents. If a customer wants Lyft drivers insurance they can get it. Contingent Liability coverage when the driver is in driving mode.

Lyft does offer limited insurance cover for drivers but that deductible is ridiculous. It wont cancel a policy if the holder is a rideshare driver as other insurers sometimes do. Automobile Liability Coverage Our liability coverage is designed to act as the primary coverage during the time the Lyft Driver app is on and available to accept a ride request also known as driver mode until the ride has ended in the app.