Drivers must have liability insurance and any claims you make are subject to reduction if you are found to have contributed to the accident.

Does insurance follow the car or driver in south carolina. Auto insurance is one of the most used types of personal insurance. South Carolina is a Fault Car Accident State. When someone drives your car with your approval they are covered under what is called permissive use.

First enter your zip code above to get quotes with several companies. Your insurance acts as primary coverage whenever you grant a non-excluded driver permission to drive your car. Get an Insurance Quote.

South Carolina auto insurance laws mandate that you hold at least the minimum. South Carolina follows a traditional fault system when it comes to financial responsibility for losses stemming from a car accident. The drivers insurance is secondary and may cover some personal injury or medical expenses.

While no one expects to be in an accident being prepared is always a good idea. Required Car Insurance in SC. Why adhering to South Carolinas car insurance requirements is important.

That drivers insurance may come into play but it is secondary to your coverage until your insurance reaches its limits. In South Carolina all drivers are required to obtain auto liability insurance which includes three parts. Some insurance coverage types follow the car while others follow the driver.

Insurance Requirements Do I need insurance. Car insurance usually follows the car in South Carolina. Medical coverages follow the driver -- and sometimes the car Medical Payments MedPay and personal injury protection PIP follow the driver.