South Carolina is one state where you dont have to get auto insurance coverage to stay in good standing with the law.
Does insurance follow the car or driver in south carolina. When you apply for or renew a South Carolina drivers license or commercial drivers license CDL you must certify you are insured by an automobile liability policy. 50000 for bodily injury. Why adhering to South Carolinas car insurance requirements is important.
South Carolina auto insurance laws mandate that you hold at least the minimum. But the person driving your car has to be found legally at fault before your insurance will pay. Get an Insurance Quote.
The medical coverages benefits are based on people not the insured vehicle so can move with you and your family if youre driving or riding in your own vehicle or someone elses. South Carolina does have uninsured motorist coverage for diminished value claims. This means that the person who was at fault for causing the car accident is also responsible for any resulting harm from a practical standpoint the at-fault drivers insurance carrier will absorb these losses up to policy limits.
Auto insurance is one of the most used types of personal insurance. The drivers insurance is secondary and may cover some personal injury or medical expenses. The permitted drivers insurance may also only cover personal liability and medical expenses.
How much does it cost to insure a driver in South Carolina. Car insurance is mandatory in South Carolina. If someone else borrows your car in a way theyre borrowing your car insurance too.
There are coverages that follow the car and coverages that follow the driver. Read below for more details about required and optional car insurance coverages regulations and rates. How Much Insurance is Required.