Meaning if you plan to rent a commercial type vehicle like a.

Does insurance follow the car or driver in massachusetts. One of the ways in which drivers earn the risky designation is speeding. There are coverages that follow the car and coverages that follow the driver. It is essential that you obtain sufficient coverage to meet your needs in the event you are injured in an accident caused by an uninsured or underinsured driver.

The liability uninsured motorist and med pay elements of the policy dont just cover your car but you personally. If someone else borrows your car in a way theyre borrowing your car insurance too. That amount drops to about 350 when you are 19 and to 280 per month when you reach 21.

The drivers insurance would act as secondary or excess insurance. The types of car insurance that follow the car in Massachusetts are collision comprehensive and property damage liability. In Massachusetts you can expect to see your rates rise by 302 per year after a speeding citation to an average yearly rate of 1504.

This depends on the company but it is usually very expensive for new drivers. In general auto insurance follows the car instead of the driver but the specifics of a claim can differ since. By law you must purchase four coverages called Compulsory or Mandatory Coverages in at least minimum amounts required by law and in higher amounts if you choose to do so.

At least that is if theyre driving your car with your permission. Some insurance coverage types follow the car while others follow the driver. If you carry Collision and Comprehensive Coverage on your MA Personal Auto Policy these coverages will follow you with the rental vehicle as long as you rent a private passenger vehicle.

States that do not require the vehicle owner to carry car. There is no clear line with this question and it depends on the jurisdiction facts and policies involved. In order to register and drive your vehicle in Massachusetts you are required to at least purchase the auto coverages and limits shown in the table above.