No-Fault Car Insurance in Massachusetts.

Does insurance follow the car or driver in massachusetts. By law you must purchase four coverages called Compulsory or Mandatory Coverages in at least minimum amounts required by law and in higher amounts if you choose to do so. That amount drops to about 350 when you are 19 and to 280 per month when you reach 21. In order to register a car in Massachusetts you must have automobile insurance.

In order to register and drive your vehicle in Massachusetts you are required to at least purchase the auto coverages and limits shown in the table above. Insurance coverage varies from insurer to insurer and policy to policy but generally there are coverages that can follow you or your car. If someone else borrows your car in a way theyre borrowing your car insurance too.

There is no clear line with this question and it depends on the jurisdiction facts and policies involved. Based on the research for our student car insurance guide expect to pay around 500 monthly for full coverage when you get a policy. Youre required to carry property damage liability and personal injury protection in Massachusetts.

In Massachusetts you can expect to see your rates rise by 302 per year after a speeding citation to an average yearly rate of 1504. This means that if you loan out your car to driver who is not excluded on your policy see When Could You Be Held Liable below your car insurance is the primary coverage that would apply if a crash occurred. The drivers insurance would act as secondary or excess insurance.

MASSACHUSETTS AUTO INSURANCE PRICES AFTER A SPEEDING TICKET. The answer isnt so cut-and-dry. UM coverage is mandatory in Massachusetts under Part 3 to limits of 20000.

At least that is if theyre driving your car with your permission. PIP follows the driver unlike liability coverage. One of the ways in which drivers earn the risky designation is speeding.