That means if someone borrows your car and is at fault for an accident your policys liability coverage will cover them.

Does insurance follow the car or driver in indiana. Proof of insurance must be carried while you are driving and must be shown at the behest of law enforcement officials. You and your passengers are covered if you are injured in your cars. Your insurance acts as primary coverage whenever you grant a non-excluded driver permission to drive your car.

Indiana has set minimums for liability car insurance coverage. Others are covered if injured by your cars. Indiana Car Insurance In Indiana you must carry a certain amount of liability insurance in order to legally operate a vehicle.

Insurance coverage varies from insurer to insurer and policy to policy but generally there are coverages that can follow you or your car. Car Insurance for High Risk Drivers in Indiana Bankrate. Car insurance usually follows the car in Indiana.

First and foremost your policy covers your cars. This means that the person who was at fault for causing the car accident is also responsible for any resulting harm from a practical standpoint the at-fault drivers insurance carrier. Although car insurance primarily follows the vehicle some of the coverages listed above benefit the driver instead of the car itself.

Auto insurers often turn down drivers classified as high risk. The types of car insurance that follow the car in Indiana are bodily injury liability personal injury liability collision and comprehensive. Indiana follows a traditional fault-based system when it comes to financial responsibility for losses stemming from a car accident.

All drivers must carry a policy that has at least 25000 for bodily injury or death of one person 50000 for total bodily injury or death liability and 25000 for property damage in the event of an accident caused by the driver of the insured vehicle. Car insurance after an at-fault collision in Indiana If youre found at-fault for an auto collision expect your auto insurance costs to jump. USAA car insurance may start out as the cheapest coverage for safe drivers but a single accident could increase your premiums by an average.