There are several factors that determine whether and to what extent a person or vehicle is covered.

Does auto insurance follow the car or the driver in ohio. 25000 for the injury or death of one person a passenger another driver pedestrian etc in an accident you cause 50000 total for all injuries or. Even if the vehicle itself is insured if youre not correctly insured to drive it you could get penalised. Failure to do so can result in severe penalties.

Generally car insurance follows the car. - What companies offer public liability insurance. If you have a named driver policy any driver you want to be covered to drive the vehicle needs to be added to the insurance policy.

For example if Bob loans his car to James and James has an accident with it Bobs insurance will be the primary insurance responding to the accident. Standard auto insurance policies cover the car. If you choose to buy liability car insurance as most Ohio drivers do the minimum requirements for coverage are.

Follow us on Facebook and Twitter. In Ohio insurance follows the auto. Penalties for Failure to Carry Ohio Auto Insurance.

While this is usually accomplished by purchasing auto insurance the ohio bureau of motor vehicles does allow drivers to use the following although car insurance rates have increased in ohio in recent years ohio is still the 12th cheapest. Insurance coverage varies from insurer to insurer and policy to policy but generally there are coverages that can follow you or your car. The types of car insurance that follow the car in Ohio are bodily injury liability personal injury liability collision and comprehensive.

These requirements are in place to protect you and others on Ohios roads. If you or someone more driving your vehicle is at-fault in a dangerous accident. Car insurance in Ohio is mandated by law.