Does your insurance follow the car or the driver.

Does auto insurance follow the car or the driver in ohio. In general auto insurance follows the vehicle. Standard auto insurance policies cover the car. Get direct access to does auto insurance follow the car or driver through official links provided below.

The amount paid for injuries for any one persons injuries. That means if someone borrows your car and is at fault for an accident your policys liability coverage will cover them. If you or someone more driving your vehicle is at-fault in a dangerous accident.

The answer to whether car insurance covers the driver or the car is not black and white because there are parts of your car insurance policy that do follow you when you are driving someone elses car. In Ohio its illegal to drive a motor vehicle without the following minimum amounts of liability insurance. Go to does auto insurance follow the car or driver page via official link below.

Youre required to carry bodily injury liability and property damage liability in Ohio. Does Insurance Follow the Car or the Driver in Ohio. For example if Bob loans his car to James and James has an accident with it Bobs insurance will be the primary insurance responding to the accident.

At AAA Ohio Auto Club Insurance Agency we often get questions about insurance for borrowing a car or loaning a car to someone else. 25000 for bodily injury or death of 1 person in an accident. Penalties for Failure to Carry Ohio Auto Insurance.

Are you and your vehicle protected in case of an accident. Subsequently proof of this coverage must also be carried at all times when youre behind the wheel. In general auto insurance follows the car instead of the driver but the specifics of a claim can differ since.