What are those costs exactly.
Does auto insurance cover rental car for repairs. But if a tree falls on your car for example and busts your radiator a car warranty will not likely cover the repair. On average a car is in the repair shop for two weeks after an accident and renting a replacement vehicle for that amount of time can be costly. Many rental vehicle companies offer insurance to their customers but its often much more expensive than what we offer and it may not cover.
The negligent drivers insurance company is responsible for paying your car rental while your vehicle is being repaired or replaced. Many insured drivers are surprised to find out that their auto insurance does not automatically cover the cost of their rental because theyve overlooked the policy option known as rental reimbursement. A collision damage waiver or CDW can actually cover more than collision damage to the rental car.
Your Progressive car insurance covers rental cars to the same limit. For example if you need a car while yours is being fixed after an accident this coverage helps with the costs of renting a car or paying for other transportation such as bus or train fare. If your car is safe to drive rental coverage begins the day you leave your car at the body shop and ends the day your car is repaired or after 30 days whichever comes sooner 25x30750.
If your policy includes a 25750 limit youll be reimbursed up to 25 per day for a maximum of 750. Rental reimbursement will only cover the cost of a rental car if your car needs repairs after a covered loss. If you have a Progressive auto insurance policy the good news is that youre also covered for rental cars.
However rental reimbursement coverage helps to pay for the cost of a rental car or alternate transportation after a covered claim. However if a repair is needed because you got into a car accident or due to another covered peril like for damage from a hailstorm your car insurance may pay for the repairs. If your car breaks down car insurance will not cover the costs of a rental car.
Look for similar coverages in your home province. If you already have collision and comprehensive insurance you do not need to duplicate your coverage. The caveat is that this coverage extends to the same limits of your personal auto insurance policy.