That means that car insurance doesnt cover fixing engine parts or electrical components.

Does auto insurance cover rental car for repairs. If you have a Progressive auto insurance policy the good news is that youre also covered for rental cars. Many insured drivers are surprised to find out that their auto insurance does not automatically cover the cost of their rental because theyve overlooked the policy option known as rental reimbursement. You are a high-risk driver and it is not worth another claim.

You will also need a rental car or another form of transportation while you wait for your car to be repaired which means you might benefit from including a rental endorsement as part of your car insurance coverage. Rental Reimbursement Coverage Rental reimbursement or rental car coverage is a type of optional car insurance coverage that helps pay for the cost of a rental car while your vehicle is being repaired after a car accident or after suffering damages that are covered through your car insurance policy. Car repairs are not the only cost you will incur if you are in an auto accident.

As we define it it covers costs up to 75000 if a car youre renting is stolen or is damaged in a covered accident or while its left unattended. Your Progressive car insurance covers rental cars to the same limit. The caveat is that this coverage extends to the same limits of your personal auto insurance policy.

On average a car is in the repair shop for two weeks after an accident and renting a replacement vehicle for that amount of time can be costly. What are those costs exactly. If your car breaks down car insurance will not cover the costs of a rental car.

The negligent drivers insurance company will investigate your claim more thoroughly before authorizing a car rental. Depending on the type of car warranty you purchased it may also cover some wear and tear. But if a tree falls on your car for example and busts your radiator a car warranty will not likely cover the repair.

Auto insurance coverage Check with your insurance provider to verify what they cover in a rental car accident and where this is stated in your policy. There is no fixed limit of days for coverage like under your own policy. If you already have collision and comprehensive insurance you do not need to duplicate your coverage.