Your Progressive car insurance covers rental cars to the same limit.

Does auto insurance cover rental car for repairs. Some cards like AmEx offer primary coverage for about 25 per rental and will pay for damage before supplemental rental insurance or personal auto insurance even gets involved meaning you dont have to file claims. If your car is safe to drive rental coverage begins the day you leave your car at the body shop and ends the day your car is repaired or after 30 days whichever comes sooner 25x30750. If you already have collision and comprehensive insurance you do not need to duplicate your coverage.

The negligent drivers insurance company is responsible for paying your car rental while your vehicle is being repaired or replaced. In order to be covered for liability and personal accident insurance your Ontario auto insurance policy needs the OPCF27 liability for non-owned automobiles endorsement to be transferable to a rental car. Mechanical breakdowns and other regular maintenance issues are not covered by auto insurance so you should expect to pay for mechanical repairs like regular wear and tear and corrosion on your own.

You will also need a rental car or another form of transportation while you wait for your car to be repaired which means you might benefit from including a rental endorsement as part of your car insurance coverage. Auto insurance coverage Check with your insurance provider to verify what they cover in a rental car accident and where this is stated in your policy. If you have auto insurance specifically collision and comprehensive coverage it pays for repairs for your damaged car as a result of a car accident or a natural disaster.

As we define it it covers costs up to 75000 if a car youre renting is stolen or is damaged in a covered accident or while its left unattended. If your policy includes a 25750 limit youll be reimbursed up to 25 per day for a maximum of 750. Car insurance policies do not cover repairs or normal wear and tear such as oil refills or fixing your brakes.

Depending on the type of car warranty you purchased it may also cover some wear and tear. There is no fixed limit of days for coverage like under your own policy. If your car breaks down car insurance will not cover the costs of a rental car.

If you have a Progressive auto insurance policy the good news is that youre also covered for rental cars. Rental Vehicle coverage gives you and your rented vehicle great protection at a very affordable rate. Look for similar coverages in your home province.