If your car breaks down car insurance will not cover the costs of a rental car.
Does auto insurance cover rental car for repairs. Car insurance policies do not cover repairs or normal wear and tear such as oil refills or fixing your brakes. For example if you need a car while yours is being fixed after an accident this coverage helps with the costs of renting a car or paying for other transportation such as bus or train fare. Many insured drivers are surprised to find out that their auto insurance does not automatically cover the cost of their rental because theyve overlooked the policy option known as rental reimbursement.
You are a high-risk driver and it is not worth another claim. Your Progressive car insurance covers rental cars to the same limit. But if a tree falls on your car for example and busts your radiator a car warranty will not likely cover the repair.
Look for similar coverages in your home province. You will also need a rental car or another form of transportation while you wait for your car to be repaired which means you might benefit from including a rental endorsement as part of your car insurance coverage. Rental Vehicle coverage gives you and your rented vehicle great protection at a very affordable rate.
Car repairs are not the only cost you will incur if you are in an auto accident. That means that car insurance doesnt cover fixing engine parts or electrical components. If you have a Progressive auto insurance policy the good news is that youre also covered for rental cars.
Rental Reimbursement Coverage Rental reimbursement or rental car coverage is a type of optional car insurance coverage that helps pay for the cost of a rental car while your vehicle is being repaired after a car accident or after suffering damages that are covered through your car insurance policy. Auto insurance coverage Check with your insurance provider to verify what they cover in a rental car accident and where this is stated in your policy. Depending on the type of car warranty you purchased it may also cover some wear and tear.
The caveat is that this coverage extends to the same limits of your personal auto insurance policy. If your car is safe to drive rental coverage begins the day you leave your car at the body shop and ends the day your car is repaired or after 30 days whichever comes sooner 25x30750. However if a repair is needed because you got into a car accident or due to another covered peril like for damage from a hailstorm your car insurance may pay for the repairs.