On the other hand you will need separate insurance for a travel trailer.

Do utility trailers require insurance. Utility trailers are very handy in that they can be used for either personal or commercial use. Do utility trailers need insurance. While we arent insurance agents we have been in the trailer business a long time.

Do I need a separate trailer insurance policy when pulling it with my car or truck. Get Insurance Quotes From AUs Leading Brands in Mins. Heres what you need to know.

But the trailer itself is if the damage is covered. If you are towing a utility trailer for short trips to haul a car an ATV or a boat you may want extended trailer coverage. When customers are wondering Do I need to insure my trailer this is what we tell them Learn more about the insurance coverage you need by speaking to your insurance.

Instead you will need to purchase commercial trailer insurance. You might use one of these non-enclosed trailers to haul landscaping equipment farm machinery bulky items or even just brush recycling or refuse. In order for you to be best protected it is always recommended that you carry a separate trailer insurance policy.

While trailer insurance may not be required in Pennsylvania we do recommend that you notify your agent that you have purchased a trailer and he or she can guide you through the process. Because of the countless situations that may occur with a trailer it is not entirely possible to say that your auto insurance policy will provide liability protection if your trailer causes damages or personal injury. A vehicle and trailer used for business that has a combined Gross Vehicle Weight Rating of 10001 lbs or more is subject to Federal Safety Regulations.

If youre towing a trailer that detaches and causes damage to property an accident or harm to someone youll be held financially responsible. For example you may be able to add a small utility trailer to your car insurance policy for no additional charge. 3 days ago 84 People Used See more.