Auto insurance for Uber drivers may seem confusing.

Do uber drivers need commercial auto insurance. Once youve accepted a ride request on the Uber app and you are en-route to pick up the riders or traveling with the riders Uber maintains commercial auto insurance on your behalf. Rideshare drivers while logged onto the Uber app. As a commercial driver such as a licensed private-hire vehicle black car or limo you must be insured to drive commercially with Uber.

This coverage is provided by Uber which means Uber pays the premium. Uber Eats company insurance coverage might not be appropriate or adequate for some drivers. While having Uber commercial insurance is a good idea particularly for UberX drivers who tend to carry more passengers than standard Uber drivers commercial insurance is not a requirement.

Let an experienced agent at Insured ASAP help. To provide riders with at least the same level of protection as on trips with non-commercial drivers we may maintain insurance above your commercial insurance when necessary. You will need to check with your states insurance requirements in terms of what is needed while being an Uber driver.

Commercial auto insurance can be pricey on average between 900-1200 annually with an average cost of 750-1200 per vehicle covered. Uber maintains a commercial auto insurance policy with 1 million of liability coverage per covered incident. Find Affordable Car Insurance.

The insurance is designed to fill the gap in coverage provided by your personal car insurance and the commercial insurance offered by the ride-sharing company. Uber also requires drivers to have personal coverage on their vehicles. Rideshare policies also need to be available in the states where you will be driving.

Commercial insurance can help you break into Uber Black SUV and your own private service. Heres what you need to know. Youll also need it if you are a food delivery worker.