Car hire excess insurance is an important extra to have with any car rental but you can save substantial sums by buying it at home before you set off.
Do i need car hire excess insurance. Do I need insurance to rent a car. Buy insurance from a standalone insurance company. From 299 a day or 4299 a year the RACs car hire excess insurance protects you from extra charges as high as 2000 if you damage a rental car.
With the launch of the RACs new insurance policy to cover sky-high damage excess charges hiring a car on holiday could be about to get a lot cheaper. In the event of an accident hire car excess insurance covers the first part of any claim otherwise known as the excess. Our policies will automatically cover you up to 5000 for the rental car excess that could be incurred in the event of an accident whether its your fault or not.
The default scenario is that if you have an accident in a hire car you pay the excess which can be between 500-2000. Those booking car hire in the UK tend to be offered a package with includes Collision Damage Waiver Theft Protection and Third Party Liability Insurance. Taking out a European car hire excess insurance policy alongside the main insurance means you can be reimbursed should you have to pay out for any excess or incur damage to parts of the car which may not be covered by the main insurance.
You pay a relatively small amount of money to protect yourself against the possibility of a significant bill so you can enjoy your holiday without. This is an insurance which will limit your liability to the excess should there be any damage to your hire car while you are driving in Spain. The short answer No.
You can buy this directly from the rental company but you can often get a better deal with a standalone policy. Do you need car hire excess insurance. Especially if you end up.
Legally you dont need a c ar hire insurance excess cover in Europe. If you want to avoid the risk of paying a small fortune if your rental car is damaged or stolen youll need care hire excess insurance. Independent research has found rental companies charging upward of 2000 in some European territories.