So even if youre fully covered for your own car dont assume youre insured to drive other peoples cars otherwise you risk breaking the law.

Can you still get 3rd party car insurance. What is third party fire and theft. Third party fire and theft TPFT is the next level up from straightforward third party insurance. A third party car insurance policy ensures that if you cause an accident any damage to the other persons vehicle or property will.

There was a time when many fully-comp policies automatically gave you third-party insurance to drive any car but those days have gone. While you cannot drive without insurance in Canada if you dont have adequate third-party liability insurance you run the risk of being responsible. You will not be subjected to any of those court tribunals if you have got a valid third-party car insurance policy.

While its usually the other persons car thats damaged in an accident it can also cover other property such as trees fences mailboxes and even garages. How do I make a Claim in a Third-Party Car Insurance. Third party insurance will not cover you against damage to your own vehicle though and so you may want to opt for a higher level of cover depending on what you think youll need.

Remember a third-party insurance policy defends you securely in case of accidents. See how our customers save big on auto insurance. Why get third-party insurance.

With this cover included your Third-Party Car Insurance will also cover for your personal injuries in the case of an accident. This is the third-party part but third-party fire and theft cover will also pay out if your car is stolen or damaged in a fire. This type of third-party liability insurance helps pay for any damage you do to another persons property with your vehicle.

If youre involved in a car accident and its found to be your fault TPFT insurance will cover any damage you caused to the other person and their property. Although third party insurance wont cover your losses if someone causes a road traffic accident resulting in injury to you or damage to your car or property you can claim on their insurance to cover your losses. Apart from that this policy covers you for expenses associated with the recovery of the loss of a third party.