That being said your insurer might not give you a policy if you dont.
Can you get insurance on a car that is not in your name. The main problem with insuring a car that is not in your name is that you will have to show an insurable interest in the car to prove to the auto insurance company that they should give you a policy. However it can be tricky especially if you do not reside with the vehicles owner. It is possible to purchase auto insurance for a specific vehicle you do not own in some circumstances.
When you do this your. The answer to that question is complex. Insuring a car not in your name may be possible but it depends on the insurance companys underwriting guidelines.
No in most cases its unlikely that youd be able to insure a car that isnt in your name. One alternate option is to become an additional owner of the car by co-titling the vehicle. If you dont own the vehicle outright non-owner car insurance is one option.
You can get car insurance for a car you do not own in certain cases though many states and auto insurance company are not willing to do so. Insurable interest means that you have sufficient reasoning for insuring a vehicle thats not in your name. However you can co-title a car or add someone as a named insured to your auto policy.
When you get insurance for a car that you own there is an assumption you have a stake in the well being of the car. Generally whoever is the titled owner of a car needs to be the one to insure it. Only in rare cases do insurance companies allow you to insure a car you dont own.
If youre looking for the easiest way to insure a car thats not in your name you can add the owner of the vehicle to your insurance policy as an additional interest. Non-owner insurance is an option for people who dont own a vehicle but want to be covered with liability coverage in case of accidents. Each insurer sets its own rules and regulations and establishes rules about purchasing car insurance policies.