Insurers may often state on their websites that having no MOT will invalidate car insurance as its in their interest to ensure a vehicle is as road worthy as possible to minimise claims.

Can you get car insurance without an mot. The most important thing to note with the insurance is that without an MOT certificate your insurer likely wont cover you in the event of an accident. And thats because of a law called Continuous Insurance Enforcement or CIE one of the most exciting car insurance laws if you ask us. New cars dont need an MOT certificate until their third anniversary of registration.

In order to renew your annual road tax on your vehicle you will need a valid MOT certificate however you can insure your car without this. Not only that but if you have an accident and dont have an up-to-date MOT certificate youll be. In this unprecedented situation insurers will not penalise you if you cant get an MOT.

It may also be suggested that this is a breach of the rules in relation to motoring insurance policies. You do need insurance though. Youll need to be able to prove thats where youre going if you get.

You can drive an un-MOTd car to a prebooked MOT appointment. Generally speaking no. Motorists caught driving without an MoT certificate face a fine of up to 1000 it can also invalidate your insurance policy which could lead to you getting points on your licence.

If your car needs an MOT you must have a valid certificate in order to drive it. You need insurance to tax your car You cant tax your car without insurance. Checklist for pre MOT checks There are certain things you can do to prepare for an MOT test before you take it to the MOT test centre.

There are only a couple of exceptions to this. Your car is less than three years old. As it is illegal to drive without car insurance you can receive points on your license face prosecution or receive a driving ban.