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But like most things with car insurance the details are a little more complicated.
Can you get car insurance without an mot. In this unprecedented situation insurers will not penalise you if you cant get an MOT. The only way you can drive your car without an MOT is if. Motorists caught driving without an MoT certificate face a fine of up to 1000 it can also invalidate your insurance policy which could lead to you getting points on your licence.
Checklist for pre MOT checks There are certain things you can do to prepare for an MOT test before you take it to the MOT test centre. You need insurance to tax your car You cant tax your car without insurance. Without a current MOT your car insurance would become invalid.
There are only a couple of exceptions to this. It may also be suggested that this is a breach of the rules in relation to motoring insurance policies. No you cant - you need insurance to tax your car.
Your insurance company can deem your insurance void but only if there is a specific term in the contract suggesting that the insurance will be invalidated if there is no MOT in place. If you do then you are driving with no MoT and your insurance will be void for the purposes of any claims you might make because your vehicle has been declared unroadworthy. This is often not the case however.
Safety is paramount and it is illegal to drive a car in a dangerous condition so check your brakes tyres. Tax has to be bought immediately it passes though using the new certificate. And thats because of a law called Continuous Insurance Enforcement or CIE one of the most exciting car insurance laws if you ask us.
If youre buying a second-hand car you should check its MOT status and arrange a test either at the point of sale or one that you can drive to immediately. Simply driving without an MOT will not get you any points on your driving licence. Yes im sure thats right about insuranceif the cars not insured then knowone can drive it on their insurance unless they have trade platesas for tax as long as the mot is pre booked and you go.
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